Most Idaho employees who are injured on the job or suffer a job-related injury are entitled to collect workers compensation benefits. With only a few exceptions, employers are required to maintain a policy that provides an injured worker with some of the following benefits:
- Partial pay – employees are entitled to collect two-thirds of their typical pay (excluding overtime) during the time they are recovering from a work-related injury or illness. There are caps on compensation.
- Medical care – any reasonable and necessary medical costs should be paid by the insurance company on behalf of your employer. Employers do have the option of having an injured worker see a physician of their choice.
- Impairment and/or disability – in the event the result of a work-related injury or illness results in a surgical procedure, short or long-term disability or an amputation, there is a formula in place for insurers to compensate workers.
The Workers’ Compensation Procedure
Workers who are injured on the job or suffer a job-related illness are required to report the injury or illness to their employer. It is typically a good idea to do so in writing because while a verbal notification may be sufficient, there is no proof of notification. Notification must always be made before 60 days has elapsed since the employee became aware of the illness or injury. Employers must report the incident to their insurance company in order for a claim to be processed.
When Employers Do Not Report or Claims are Denied
Employees who have discovered their employers have not reported an accident or illness to their insurance company may do so on their own. Generally, employers have ten days to file a report with the insurer. However, just because a claim is filed, does not mean the insurance company will pay benefits. In these instances, employees may file an appeal. In most cases, it is a good idea to work with an Idaho worker’s compensation attorney.
When you are facing issues with a legitimate worker’s compensation claim, you need an attorney who has experience with the system. Since 1988 Middleton Law has been defending worker’s rights and helping ensure they get the benefits they are entitled to under Idaho worker’s compensation law. Call us today if your employer or their insurance company has denied your claim. We will help fight for the benefits you need and are entitled to after suffering a work-related illness or injury.